Layer the powdered Marie biscuits over this, mix gently with fingertips, and press firmly.
Sprinkle the coconut over it, if using
Pour the condensed milk gently on top of this.
Next layer is the chocolate. If you are using shavings, just lay it over the mixture. If using cocoa powder, mix it with a little condensed milk and pour over
Layer the chopped nuts on the top.
Bake for 10-12 mins or until the condensed milk is bubbly and turns a golden brown
Serve warm or chilled. Tastes delicious as is or even better with a scoop of vanilla ice cream.